Financial Advisors & Institutions

Plan with Purpose


LPL's Thought Leadership Series

Plan. Adapt. Repeat.

Whether you’re a financial advisor or managing a financial institution investment program, there’s a lot to consider for 2023. You know to plan for taxes, marketing, tech upgrades, a growth strategy, and operations budget.

But what about the unknowns? Scan the headlines; it seems market volatility will continue. But no one knows for how long and how severe it will be. How can you plan to adapt?

This LPL Financial Thought Leadership series offers ideas to help you plan your business for potential challenges – and opportunities. These are just some ideas but know that LPL stands ready to help you evolve your business plan throughout 2023 and navigate every turn.

Your purpose is to serve your clients. Our purpose is to deliver the flexibility, resources, and service for your successful and efficient repeat performance.

jeffrey roach, chief economist, lpl financial image

Planning for Volatility with LPL Research

LPL’s Chief Economist, Jeff Roach, shares his point of view on what’s causing continued market volatility and what to expect in 2023.

Planning with a Strategy

Providing a financial plan helps strengthen the financial advisor/client relationship – especially in an unstable market. Aneri Jambusaria, head of LPL’s Services Group, shares how to navigate the ups and downs and integrate concepts like tax-loss harvesting, Roth conversions, and estate planning to expand the effectiveness of your client’s financial strategy.

Financial Planning. Positive Potential.

Clients want and benefit from financial planning. And it’s good for financial advisors, too.

60 percent thought leadership financial advisor listening image

of advisors say not listening to clients is why they lose them 1

67 percent thought leadership adult retirement savings image

of adults do not receive retirement savings advice from a financial professional 2

88% percent thought leadership investors benefitting from financial planning image

of investors say they benefitted from financial planning when it was offered 2

58 percent thought leadership generations x, y, z advisor services image

of Generations X, Y, and Z want comprehensive services from their financial advisor 3

58.2 million dollars thought leadership additional assets advisors financial planning image

The additional assets advisors who offer complete financial planning manage vs. those who don’t 3

2,250 dollars thought leadership median fee image

Median fee for providing a financial plan to clients 4

500 dollars thought leadership estimated cost advisor client plan image

Estimated cost for an advisor to create a client financial plan 4

30 percent thought leadership advisors not offering financial planning image

Advisors that don’t offer financial planning 4

Planning with Peers

Independent financial advisors and financial institution professionals share the lessons they learned in 2022 and what they’re planning to do differently in 2023.

Plan with Insights from the Newsroom Insider Blog

Meme stocks were a factor in 2022. LPL Research offers their POV on the impact of meme stocks and if the phenomena will continue.

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Learn More About LPL

 

Volatile Markets. Investment Cool.

Leverage these tips to feel more at ease with market volatility.

Client’s Past. Future Guidance.

This Newsroom article looks at how early challenges impact a client’s approach to money.

Start the Conversation

Freedom, flexibility, and a focus on helping you thrive. Learn about the benefits of joining LPL.


1  Natixis 2020 Global Survey of Financial Professionals

2 PowerPoint Presentation (cfp.net), CFP Board Retirement Presentation

3 PowerPoint Presentation (cfp.net), CFP Board Retirement Presentation/Cerulli Retail Investor Advice Relationships 2021

4 The New State of Advice, Accenture.com

The views and opinions expressed by the LPL Financial Advisor(s) may not be representative of the views of other Financial Advisors and are not indicative of future performance or success. Neither LPL Financial nor the LPL Financial Advisor can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

The Advisor firms mentioned and LPL Financial are separate entities.

Throughout this communication, the terms “financial advisors” and “advisors” include registered representative and/or investment adviser representatives affiliated with LPL Financial LLC, an SEC registered broker-dealer and investment adviser.

Securities offered through LPL Financial, member FINRA/SIPC.

For Public Use Only / Tracking #1-05338460 Exp. 10/2024