Wealth Management Products

Investors count on financial advisors for guidance they can trust. At LPL Financial, we help advisors build tailored portfolios, access a wide range of nonproprietary products, and craft solutions that are customized to fit their clients’ lives and goals. 

Tailored Solutions for Every Client

Every client is unique, which is why you need access to a wide variety of options. With LPL Financial’s open-architecture platform, you can access a vast spectrum of investments and tools to create portfolios that align with each client’s goals, risk tolerance, and timeline – and your personal investment approach.

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Alternative Investments

Deliver new opportunities beyond traditional assets with a diverse mix of alternative investments designed to meet your clients’ evolving needs, including:

  • Alternative assets and structured products
  • Alternative strategy mutual funds
  • Hedge funds
  • Infrastructure
  • Interval funds
  • Private credit
  • Private equity
  • Real estate options (real estate investment trusts, limited partnerships)

Annuities

Combine your experience with access to a wide array of annuity products that can help your clients preserve and manage their assets. You’ll also gain access to robust research tools and platforms so you can analyze products, compare options, and make informed recommendations that fit your clients’ long-term goals.

  • Deferred income annuities (DIA)
  • Fee-Based annuity solutions
  • Fixed annuities
  • Fixed index annuities
  • Registered index-linked annuities
  • Single premium immediate annuities (SPIA)
  • Variable annuities

Comprehensive Insurance Solutions

Help your clients protect what matters most. With LPL’s in-house insurance agency, you can access a wide selection of name-brand carriers and life insurance products to fit each client’s unique protection and legacy goals.

Available options include:

  • Term life
  • Whole life
  • Universal life

In addition, gain access to in-house underwriting and full consultation support — even at point of sale if desired.

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Crypto-Currency Related Products

With crypto continuing to rise in popularity, we’ve worked hard to expand our product set in this space. At LPL Financial, you can access an ever-expanding list of crypto options, including spot-based cryptocurrency ETFs and futures-linked ETFs.

Employer-Sponsored and Individual Retirement Plans

Whether you manage a few retirement plans or specialize in them, our resources provide actionable strategies, best practices, and tools to help you grow your business and strengthen client relationships. Access fiduciary guidance, marketing materials, and management tools to support every aspect of your retirement plan practice.

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Equity and Fixed Income Insights

LPL Research is committed to delivering independent, comprehensive insights that empower advisors and investors to make informed decisions. With decades of combined experience, the team provides timely market commentary, economic outlooks, and strategic portfolio guidance. Through educational resources, model portfolios, and thought leadership reports, LPL Research helps advisors offer personalized advice and give investors’ more confidence in their financial future.

Fixed Income Solutions

LPL helps you turn fixed income into an opportunity toward stability and growth. With guidance from our fixed income team, you can design portfolios aimed at balancing risk and return across a full range of competitively priced products:

  • U.S. Treasuries
  • Government agency and mortgage-backed securities
  • Municipal and corporate bonds
  • Equity- and index-linked investments
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Mutual Funds and Exchange-Traded Products (ETPs)

Simplify diversification with access to 475+ mutual fund providers and a comprehensive range of ETPs, including more than 1,800 available with no transaction fees. Our advanced technology makes it easy to analyze, transact, and monitor fund performance, all backed by experienced support when you need it. 

Trust Services

Gain access to administrative trust and estate settlement services for your clients. The Private Trust Company, an affiliate of LPL Financial, can serve your clients as:

  • Trustee
  • Co-trustee
  • Agent for individual trustees
  • Successor to grantor trustees
  • Estate representative
  • Replacement for local bank trustees
  • Trustee of foundations and charitable trusts

Unlike most other trust companies, we keep the advisor at the center of the client relationship, both as the investment advisor and as the client’s primary relationship manager.

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LPL’s Banking Solutions

Manage your clients’ short- and longer-term banking needs with a variety of cash management, cash sweeps, and credit card solutions. 

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LPL’s Lending Solutions

Plan for your clients’ liquidity needs with LPL Financial’s securities-based and margin lending options.

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Solutions for High-Net-Worth Clients

Deepen your value proposition to attract and retain affluent clients with personalized support from LPL Financial, including planning and investment specialists.

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Disclosures

This material has been created and designed for licensed financial professionals only and may not include the level of detail, explanation and disclosure needed for a general audience to accurately evaluate the facts.

Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk in all market environments.