Lending Solutions

Advisors, solve for your clients’ liquidity needs with LPL Financial’s securities-based and margin lending options.

SERVE YOUR CLIENTS' LIQUIDITY NEEDS

Advantages of Lending Through LPL

LPL is always looking for ways you can effectively serve your clients, while keeping your costs — and theirs — low. LPL’s lending solutions are a prime example. Check out the advantages: 

For Securities-Based Lending

  • Potential tax efficiency
  • Ability to diversify investments beyond buying or holding
  • Flexible terms and lower interest rates

For Margin Loans

  • No application process, credit check, annual fee, or minimum loan amount
  • Flexible repayment options
  • Increased buying power and potential for greater returns
  • Immediate and convenient access to funds without liquidating
  • Competitive interest rates
  • Interest may be tax-deductible – consult your tax advisor
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Diverse Options for Your Clients

Here’s what you need to know about LPL’s lending solutions. 

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Securities-Based Lending

LPL offers securities-based lending using investments at LPL as collateral — a bank-provided line of credit.

 

 

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Margin Loans

Margin loans can be used for investment strategy purposes, like selling short, options, and/or additional buying power. Help your clients solve for short-term cash needs including taxes, education, real estate, and bridge loans.

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Take the Next Step

If you’re an advisor, a leader at a financial institution, or an investor looking for more information, we’re happy to talk through what’s on your mind. Reach out and start the conversation.

Advisors, Start Here.

Disclosures

This material has been created and designed for licensed financial professionals only and may not include the level of detail, explanation and disclosure needed for a general audience to accurately evaluate the facts.