Life Events: Be Decision-Ready When the Time Comes

Some of life’s big moments are exciting. Some, not so much. But they all can affect your financial plan.

Financial Planning Resources for Life Events

Whatever life event may be around the corner, whether it’s planned or not, use the articles in this section to help you navigate it smartly, smoothly, and successfully. 

Viewing 13 Results

Newest

Newest

Oldest

hand in foreground holding umbrella over family of four in another hand

Life Insurance: How Much Do You Need as Your Family Grows?

| LPL Financial

Use a needs-based analysis to calculate the right coverage for your family's obligations, resources, and milestones — and revisit it as life changes.

illustration, young man with luggage and young woman pointing towards large globe with intended locations

Sabbatical Budgeting: Protect Your Financial Goals

| LPL Financial

From live inheritances to trust funding, this article explains how securities-backed lending helps affluent families fund gifts without selling investments — discover how liquidity planning can reshape your family's financial legacy.

illustration, seated women outdoors (one older) with mountain and heart shape in background

Securities-Backed Lending for Smarter Intergenerational Gifting

| Tara Popernik, CFA®, CFP®

From live inheritances to trust funding, this article explains how securities-backed lending helps affluent families fund gifts without selling investments — discover how liquidity planning can reshape your family's financial legacy.

illustration, young man standing in front of hospital and large coin pushing off arrows with half dome shape

Evaluating Disability Coverage Before Your Open Enrollment

| LPL Financial

Open Enrollment is your annual window to assess disability coverage. Explore how tax treatment, income caps, and policy definitions shape your financial security.

illustration, woman holding multi-storied building, large hand reaching out to building

Starting a Business Without Disrupting Your Finances

| LPL Financial

Starting a business while protecting your financial plan takes more than good timing. Find out how to approach structure, funding, and planning decisions with your full financial picture in mind.

couple facing each other, nearly touching, talking with heart and ring in chat bubble

Prenuptial & Postnuptial Agreements for the Already Wealthy

When you envision your financial future, protecting your hard-earned legacy is paramount. Discover how prenuptial and postnuptial agreements offer affluent investors a collaborative foundation for long-term wealth preservation and transparency.

illustration, business man carrying open box upstairs to briefcase with checkmark in starburst

2026 College Costs: Strategic Savings & Funding

How much does college cost? It's the question parents lose sleep over. With rising tuition making headlines, it's easy to feel overwhelmed. Good news: smart planning and understanding real costs help you prepare without sacrificing your family's other financial goals.

illustration, young man seated at desk with laptop, same sex couple with child in thought bubble

Beneficiary & Executor Guide After a Loved One Passes

After a loved one's death, beneficiaries and executors face unfamiliar responsibilities. This guide covers essential steps — from notifying institutions to understanding account transfers and probate — and what needs immediate attention.

illustration, young woman in hot air ballon (with book on top) looking through large telescope

Key Financial Steps to Take in Divorce Planning

Divorce involves more than emotional decisions — it requires careful financial planning. Explore what to organize, update, and consider to protect your financial future.

illustration, seated women outdoors (one older) with mountain and heart shape in background

A Guide to Long-Term Care for Aging Parents

Planning long-term care for aging parents involves emotional and financial decisions. This guide helps you understand care needs, costs, and how to prepare effectively.

No results for “” found.

Explore other popular articles:


  • Search Suggestions:
  • Make sure all words are spelled correctly.
  • Try different keywords.
  • Try more general keywords.
  • Make sure no special characters are added.
Previous
Next

Life Events FAQs

You should review your financial goals anytime there’s a significant change in your income, expenses, family, or health status. Be sure to consider updates that may be needed to your emergency fund levels, insurance needs, budget, retirement contributions, and estate documents.

Common events that may cause you to reassess your longer-term financial plans include marriage, birth of a child, a job change, divorce, family health needs, buying a home, and receiving an inheritance.

It depends on the situation, and it’s not always clear-cut. Professional guidance from a financial advisor can help balance both. The best approach is to be prepared for planned or unplanned life events by managing debt and having an emergency fund and some assets that are more liquid.

Should I Refinance My Mortgage?

Use LPL Financial’s calculator to weigh interest savings, payment changes, and your long-term financial goals.

Learn more

Retirement Planning Strategies, Tools, and Guidance

Retirement isn’t a single event — it’s a journey that requires thoughtful preparation. 

Learn More

Self-Directed Investing vs Hiring a Financial Advisor

Learn when do-it-yourself (DIY) investing works — and when expert support may be the smarter long-term move.

Learn More

Disclosures

Tracking #828458