Ignite Growth in Your Wealth Business in 2026

Igniting Institution Growth in 2026

2025 marked a year of accelerated growth for institutions partnering with LPL Financial. Banks, credit unions, and insurance companies achieved significant organic growth, expanded assets under management, and deepened client relationships. Despite a competitive recruitment environment, new talent joined, and advanced technology enhanced advisor productivity and client experience.

Looking ahead to 2026, we anticipate continued innovation and expansion, driven by both ongoing initiatives and new strategies designed for maximum impact.

From AI benchmarking to advisor training and succession planning, see how LPL’s 2026 strategies are designed to help institutions grow, optimize, and innovate.

Client-Centric Growth

Our institutions and advisors delivered outstanding results for clients in 2025, enabling further reinvestment to broaden our reach and deliver exceptional advice. However, rapid growth introduces complexity and potential risks. The Institution Success Management team at LPL Financial partners with institutions to ensure sustainable growth, minimize risks, and preserve core strengths through tailored solutions and close collaboration.

Innovation Across All Institution Sizes

Institutions benefit from our scale, gaining access to advanced technology, robust platforms, and deep expertise while maintaining personalized client relationships. Our relationships also foster a powerful network that drives industry-wide innovation. In 2025, we invested over $460 million in technology and delivered more than 350 product enhancements, streamlining processes and introducing advanced tools for institutions and their advisors.

Additionally, we allocated $28 million to over 140 projects focused on workflow optimization and client experience improvements. Feedback from advisors and institutions informs our ongoing enhancements, ensuring our solutions address real needs.

Strategic Initiatives for 2026

Key initiatives for the coming year include:

• Growth Index: Leveraging AI to benchmark program and advisor behaviors and identify growth opportunities.
• Advisor Training: Piloting programs for new-to-industry advisors to strengthen client engagement.
• Succession Planning: Expanding support for business continuity and compensation strategies.
• Market Optimization: Analyzing coverage strategies for efficiency and growth.
• Book Optimization: Providing metrics and segmentation strategies for business growth.
• Beneficiary/RMD Experience: Addressing friction points in required minimum distributions.
• Hybrid Signing: Accelerating eSignature processes for greater efficiency.
• AI Education: Equipping leaders to leverage AI for organizational benefit and refining intelligent investment tools.

As you plan for 2026, LPL Financial stands ready to support your institution’s continued success. Connect with your client success manager to explore how we can help you achieve your goals.